CREDIT LIFE-CYCLE MANAGEMENT
END- TO-END CREDIT LIFE-CYCLE MANAGEMENT
Our deep credit domain expertise and large-scale processing capabilities help lift significant pressures on the credit industry from internal operational challenges as well as a number of disruptive external market and regulatory forces.
Benlor has proven—and unmatched—end-to-end capabilities that help clients transform their operations and position for optimal performance.
END- TO-END CREDIT LIFE-CYCLE MANAGEMENT
Our deep credit domain expertise and large-scale processing capabilities help lift significant pressures on the credit industry from internal operational challenges as well as a number of disruptive external market and regulatory forces. Benlor has proven-and unmatched-end-to-end capabilities that help clients transform their operations and position for optimal performance.
A Full Range Of Credit Services
Benlor provides a full suite of market-leading capabilities across technology, consulting and processing. We help clients tackle the challenges in today’s credit industry.
An Industrialized Credit Process
Benlor uses a flexible right-shore model based on lean manufacturing processes that delivers cost efficiency, high quality and a superb customer experience.
Deep Credit Domain Experience
We work with several major credit institutions helping to re-engineer processes, optimize workforce strategies, implement better technology and streamline operations.
Credit Life-Cycle Management
Benlor Online is an end-to-end integrated solution. This solution covers the full lending cycle from application, through loan origination, risk assessment, decision-making, monitoring and management control of loans. It can all be made to be automated or manually controlled according to your needs and your budget.
Origination
- Data input
- Product setup (consumer loans, payday loans, instalment loans, secured loans, syndicated loans)
- Pricing control
- Marketing and promotion setup
- Loan proposal
Evaluation & Approval
- Customer verification
- Credit history check
- Scoring and rating
- Automated loan approval
Servicing & Reporting
- Automated/manual deduction
- Late penalty, tax calculation
Collection
- Manual, semi-automated,
- Automated payments process
- Automated email and
- SMS/Notifications
CREDIT LIFE-CYCLE ADD ON SERVICES
Impairment Of Financial Instruments Under IFRS 9
- Benlor will help you implement and maintain your forward-looking expected credit loss model (ECL).
Credit Analysis & Reporting
- Client Performance Reports
- Portfolio Performance Analysis
- Full Management Reports
- Credit Committee Information Packs
Regulatory Reporting
- What are the goals of regulatory reporting?
- Where are the pitfalls?
- How to mitigate these?
- Benlor will help you implement best practices through automation of key processes.